[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.apasat.cz\/po-ktere-pujcce-sahnout\/#Article","mainEntityOfPage":"https:\/\/www.apasat.cz\/po-ktere-pujcce-sahnout\/","headline":"Po kter\u00e9 p\u016fj\u010dce s\u00e1hnout?","name":"Po kter\u00e9 p\u016fj\u010dce s\u00e1hnout?","description":"Pokud se podnikatel dostane se svou firmou do pot\u00ed\u017e\u00ed, nejednou mu nezb\u00fdv\u00e1, ne\u017e si na jejich vy\u0159e\u0161en\u00ed vz\u00edt n\u011bkde p\u016fj\u010dku. Proto\u017ee bez pen\u011bz se probl\u00e9my finan\u010dn\u00edho r\u00e1zu \u0159e\u0161it nedaj\u00ed. Ov\u0161em koho o takovou p\u016fj\u010dku po\u017e\u00e1dat, \u017ee? To je nejednou notn\u011b zapeklit\u00e1 ot\u00e1zka. Zejm\u00e9na tehdy, kdy\u017e je na tom doty\u010dn\u00fd podnikatel natolik zle, \u017ee se nejev\u00ed […]","datePublished":"2019-08-02","dateModified":"2019-08-02","author":{"@type":"Person","@id":"https:\/\/www.apasat.cz\/author\/#Person","name":"","url":"https:\/\/www.apasat.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"apasat.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.apasat.cz\/wp-content\/uploads\/img_a360039_w1779_t1573965876.jpg","url":"https:\/\/www.apasat.cz\/wp-content\/uploads\/img_a360039_w1779_t1573965876.jpg","height":0,"width":0},"url":"https:\/\/www.apasat.cz\/po-ktere-pujcce-sahnout\/","about":["Ekonomika"],"wordCount":434,"articleBody":"   Pokud se podnikatel dostane se svou firmou do pot\u00ed\u017e\u00ed, nejednou mu nezb\u00fdv\u00e1, ne\u017e si na jejich vy\u0159e\u0161en\u00ed vz\u00edt n\u011bkde p\u016fj\u010dku. Proto\u017ee bez pen\u011bz se probl\u00e9my finan\u010dn\u00edho r\u00e1zu \u0159e\u0161it nedaj\u00ed. Ov\u0161em koho o takovou p\u016fj\u010dku po\u017e\u00e1dat, \u017ee? To je nejednou notn\u011b zapeklit\u00e1 ot\u00e1zka. Zejm\u00e9na tehdy, kdy\u017e je na tom doty\u010dn\u00fd podnikatel natolik zle, \u017ee se nejev\u00ed b\u00fdt dostate\u010dn\u011b zaj\u00edmav\u00fdm \u017eadatelem. V takov\u00e9 chv\u00edli pak zpravidla p\u0159ijde vhod hypot\u00e9ka bez p\u0159\u00edjmu. A to proto, \u017ee se v p\u0159\u00edpad\u011b t\u00e9to p\u016fj\u010dky nikdo p\u0159\u00edli\u0161 nevrt\u00e1 v \u017eadatelov\u011b soukrom\u00ed, nezkoum\u00e1 ani v\u00fd\u0161i jeho p\u0159\u00edjm\u016f, ani kvalitu da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, ba t\u0159eba ani exekuce nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f.  Tato nebankovn\u00ed hypot\u00e9ka toti\u017e vy\u017eaduje p\u0159edev\u0161\u00edm d\u00e1n\u00ed vhodn\u00e9 nemovitosti do z\u00e1stavy. \u010clov\u011bk mus\u00ed nab\u00eddnout n\u011bco takov\u00e9ho a pot\u00e9 u\u017e nem\u00e1 probl\u00e9my, je\u017e by ho potkaly dejme tomu u bankovn\u00edch p\u016fj\u010dek. M\u016f\u017ee z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9to nemovitosti, od pades\u00e1ti tis\u00edc do sta milion\u016f, je\u017e m\u016f\u017ee n\u00e1sledn\u011b spl\u00e1cet i a\u017e po dobu \u010dty\u0159iceti let, a to i v p\u0159\u00edpad\u011b, \u017ee je jeho da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nevaln\u00e9 a m\u00e1 prost\u0159edky dosta\u010duj\u00edc\u00ed nejednou jen na spl\u00e1cen\u00ed t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tek.  A jak jenom jsou tu vlastn\u011b dokonal\u00e9 i ostatn\u00ed podm\u00ednky! – Nen\u00ed t\u0159eba platit nic p\u0159edem. – Smlouva je jasn\u00e1 a srozumiteln\u00e1 a neobsahuje \u017e\u00e1dn\u00e9 skryt\u00e9 h\u00e1\u010dky. Jej\u00ed obsah je se \u017eadatelem v\u017edy p\u0159edem d\u016fkladn\u011b projedn\u00e1n. – V\u0161e se obejde bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a prov\u011b\u0159ov\u00e1n\u00ed. – Podm\u00ednky se nastavuj\u00ed podle \u017eadatelov\u00fdch mo\u017enost\u00ed a jsou oboustrann\u011b v\u00fdhodn\u00e9. – Pen\u00edze mohou b\u00fdt p\u0159ips\u00e1ny na \u017eadatel\u016fv \u00fa\u010det velice rychle, klidn\u011b i u\u017e v den podpisu smlouvy. – Z\u00edskanou p\u016fj\u010dkou lze spl\u00e1cet t\u0159eba i dluhy Finan\u010dn\u00edmu \u00fa\u0159adu, zdravotn\u00ed poji\u0161\u0165ovn\u011b a Spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed, lze ji pou\u017e\u00edt na vyplacen\u00ed exekuc\u00ed a podobn\u011b. – Takovou p\u016fj\u010dku lze pou\u017e\u00edt i jako kontokorent a spl\u00e1cet tak jen skute\u010dn\u011b vy\u010derpan\u00e9 pen\u00edze. Prost\u011b je to v mnoha ohledech ta nejlep\u0161\u00ed mo\u017en\u00e1 p\u016fj\u010dka. A to nejen pro ty, kdo by \u017e\u00e1dnou jinou nez\u00edskali.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Po kter\u00e9 p\u016fj\u010dce s\u00e1hnout?","item":"https:\/\/www.apasat.cz\/po-ktere-pujcce-sahnout\/#breadcrumbitem"}]}]